Welcome to the new Seymour Community Program Directory. Thanks for joining us! As with any new project it's possible that we only got it 99% right. If you have any suggestions, or see any information that needs updating, please contact us.

NILS (No Interest Loans)

Program Delivered by Good Shepherd

in partnership with Seymour & District Community House

Cost to Join

No cost.
Eligibility

Have a Health Care Card / Pension Card

OR earn less than $70,000 (before tax) as a single

OR earn less than $100,000 (before tax) if you have a partner or dependents

OR have experienced family or domestic violence in the last 10 years

AND you have lived at your current address for a minimum of three months

AND you can show you can afford to repay the loan (Centrepay and direct debit available)
Program Type

Family and Community Safety, Financial Wellbeing

Overview

No Interest Loans (NILs)
0% interest and no fees or charges, EVER

Washing machine broke down? Unexpected car repairs? Need a new laptop for work or school? We’ll pay the invoice for you (NO CASH).

How does NILs work?

Submit your quote with your application and NILs will pay it straight to the supplier / vendor. Loans cannot be used for cash, bills, debts or rent.

What can I use a NILs loan for?

Borrow up to $2000 for essential goods and services including:

Household items like appliances, whitegoods & furniture
Car repairs
Medical, dental, wellbeing and life event expenses
Technology like a computer or laptop (up to $2000 limit)
Technology like a phone, tablet and all other electronic devices (up to $1000 limit)
Education expenses like fees or uniforms
Employment expenses like licenses or equipment

No Interest Loans (NILs) – Good Shepherd